PENGARUH FINANCIAL TECHNOLOGY DAN LOCUS OF CONTROL TERHADAP PERILAKU PENGELOLAAN KEUANGAN STUDI PADA GENERASI Z

Abstrak

This study aims to analyze the influence of financial technology and locus of control on the financial management behavior of generation Z. This study uses a quantitative method. This study was conducted in Makassar City, with Generation Z actively using FinTech services, the number of samples is 100. The results of the study indicate that financial technology has a positive and significant effect on the financial management behavior of generation Z. In addition, locus of control also has a positive and significant effect on the financial management behavior of generation Z. Thus, it can be concluded that the higher the utilization of financial technology and the stronger a person's locus of control, the better the financial management behavior of generation Z.